SMS Log - Financial Calculator

⚡ Quick DPS Presets:

Monthly Deposit (৳)

Interest Rate (%) BD DPS rate: 8-11%

DPS Term (Months) Common: 36, 60, 120 months

Calculation Type

📊 DPS Maturity Summary

Total Deposited

৳ 0

Total Interest

৳ 0

Maturity Value

৳ 0

💰 Monthly Income After Maturity (If reinvested in FDR)

With TIN (10% tax)

৳ 0/month

Total Return: ৳ 0

Without TIN (15% tax)

৳ 0/month

Total Return: ৳ 0

📋 Tax Deduction on Interest (If withdrawn)

With TIN (10%)

Interest: ৳ 0

Tax: ৳ 0

After Tax: ৳ 0

Without TIN (15%)

Interest: ৳ 0

Tax: ৳ 0

After Tax: ৳ 0

📈 DPS Growth Over Time

Start Mid Maturity

🥧 Tax Impact Comparison

With TIN

Without TIN

Deposited Interest Tax

💡 DPS vs Lumpsum FDR

DPS (Monthly)

Deposit: ৳ 0

Interest: ৳ 0

Total: ৳ 0

FDR (Lumpsum)

If deposited: ৳ 0

Interest: ৳ 0

Total: ৳ 0

💡 DPS builds discipline, FDR gives better returns on same capital

DPS Calculator

📊 DPS Maturity Summary

💰 Monthly Income After Maturity (If reinvested in FDR)

📋 Tax Deduction on Interest (If withdrawn)

📈 DPS Growth Over Time

🥧 Tax Impact Comparison

💡 DPS vs Lumpsum FDR